[20040115]95-1180_养老金和社会保障减少了失业福利：情况说明书.pdf

Congressional Research Service The Library of CongressCRS Report for CongressReceived through the CRS WebOrder Code 95-1180 EPWUpdated January 15, 2004Unemployment Benefits Reduced byPensions and Social Security: A Fact SheetCelinda FrancoSpecialist in Social LegislationDomestic Social Policy DivisionBackgroundUnemployment compensation (UC) may be reduced by a claimants retirementincome. Specific offset rules vary by state. This offset, which became federal policyin1980, is intendedtoresolvethetension betweenthecentralpremiseofUCeligibilityandthe condition of retirement. That is, to be eligible for UC, a worker must have lost a jobinvoluntarilyforeconomicreasons,beableandwillingtowork,andbe activelyengagedin job search. However, a worker who retires leaves a job voluntarily, perhaps leavingthe work force altogether. Caught between these concepts are: (1) pensioners who findother work and then become unemployed; and (2) workers drawing social securityretirementbenefitswhocontinuetoworkandbecomeunemployed. Somecountries(e.g.,France,Germany,Japan)dealwiththisconflictbypayingregularunemploymentbenefitsonly to persons below pensionable age.In the U.S. system, the states pay UC benefits