[20041213]RS22003_银行保密法要求的执行：货币服务业务.pdf

1 Codified, as amended, at 12 U.S.C. 1829b, 1951-1959; 31 U.S.C. 5311 et seq. 2 See, e.g., “IRS May Fail to Detect Noncompliance with Bank Secrecy Act, TIGTA Concludes,”BNAs Banking Report, Vol. 82, No. 12, at 499 (March 24, 2004).3 For a detailed discussion of the anti-money laundering/terrorist financing legal framework, seeCRS Report RL32539, Terrorist Financing: Current Efforts and Policy Efforts for Congress,coordinated by Martin Weiss.4 See, e.g., “New York Bank Chief Urges Legislation Giving States BSA Authority for MoneyFirms,” BNAs Banking Report, Vol. 83, No. 12, at 518 (October 4, 2004).Congressional Research Service The Library of CongressCRS Report for CongressReceived through the CRS WebOrder Code RS22003December 13, 2004Enforcement of Bank Secrecy ActRequirements: Money Services Businessesname redacted Legislative AttorneyAmerican Law DivisionSummaryQuestions have been raised regarding the IRSs ability to effectively monitor thecompliance of money services businesses (e.g., check cashing and money orderbusinesses) with the Bank Secrecy Act (BSA), given the large number of suchinstitutions and the IRSs limited resources. In response, the IRS has announced aforthcoming