[20050329]RS22096_根据《防止破产滥用和消费者保护法》处理医疗费用.pdf

1 S. 256, 109th Cong., 1st sess. (2005), passed the Senate on March 10, 2005. It was reportedfavorably by the House Judiciary Committee on March 16, 2005. See also H.R. 685, 109th Cong.,1st sess. (2005).2 In order to file under chapter 13, there is a jurisdictional debt limit of no more than $307,675in unsecured debt and $922,975 in secured debt. An individual whose indebtedness exceedsthese amounts could reorganize under chapter 11, which is designed for business reorganization.3 For more information about the means test provisions, see CRS Report RS22058, BankruptcyReform: The Means Test, by Mark Jickling.Congressional Research Service The Library of CongressCRS Report for CongressReceived through the CRS WebOrder Code RS22096March 29, 2005Treatment of Health Care Expenses under the Bankruptcy Abuse Prevention and Consumer Protection ActRobin JewelerLegislative AttorneyAmerican Law DivisionSummaryIf enacted, the Bankruptcy Abuse Prevention and Consumer Protection Act wouldsubject prospective debtors under the U.S. Bankruptcy Code to a means test todetermine whether they could liquidate under chapter 7 or reorganize under chapter 13.Large outstanding medical expenses alone will no