[20080407]RS21172_保险监管：主要利益集团.pdf

1 For more information on insurance regulation and congressional action, see CRS ReportRL32789, Insurance Regulation: Issues and Background, by Baird Webel.Order Code RS21172Updated April 7, 2008Insurance Regulation: Major Interest GroupsBaird WebelAnalyst in EconomicsGovernment and Finance DivisionSummaryInsurance companies in the United States have been regulated at the state level forthe past 150 years, and the various insurance related interest groups have been largelystate oriented. As a result, there is limited familiarity on the national level with theseinsurance industry-related interest groups or how they differ in their positions on federallegislation. Current legislation, such as the National Insurance Act (S. 40 and H.R.3200), the Nonadmitted and Reinsurance Reform Act (H.R. 1065 and S. 929), and theNational Association of Registered Agents and Brokers Reform Act (H.R. 5611) hasfocused congressional and industry attention on the possibility of federal regulation ofthe insurance industry. This report is intended to assist in understanding the issuesinherent in creating a federal system of insurance regulation by providing some insightinto the interests of organizations m