[20200625]IN11424_2019冠状病毒疾病的联邦住房政策回应.pdf

CRS INSIGHT Prepared for Members and Committees of Congress INSIGHTINSIGHTi i Federal Housing Policy Responses to COVID-19 Updated June 25, 2020 The COVID-19 global pandemic and resulting economic recession presents many housing challenges, ranging from public health concerns about large populations of unsheltered homeless individuals to the impact of rising unemployment on housing stability. Housing in the United States is primarily a private market function regulated at the state and local level, and states and local governments have implemented a variety of housing policy responses to the pandemic. However, there has been demand for federal action to supplement and support those efforts. In response, the federal government increased its funding for housing programs and made policy changes to protect renters and homeowners and support other housing market participants. In addition to housing-specific interventions, policies such as one-time relief payments to individuals, federal increases to Unemployment Insurance (UI), and some fiscal relief to states and localities may be used directly or indirectly for housing needs. Despite these actions, significant housing challenges remai