[20200904]IN11496_2019冠状病毒疾病和新兴的全球金融犯罪模式.pdf

CRS INSIGHT Prepared for Members and Committees of Congress INSIGHTINSIGHTi i COVID-19 and Emerging Global Patterns of Financial Crime September 4, 2020 Criminal groups around the world are exploiting opportunities for illicit profit during the COVID-19 pandemic. As criminal behaviors shift, so, too, have the illicit financial footprints left behind. As Congress considers U.S. and international responses to the pandemic, it may also examine the emerging risks and financial patterns associated with COVID-19-related criminal activity, including cybercrime. Risk Context According to the Financial Action Task Force (FATF), an intergovernmental standards-setting body on anti-money laundering (AML) and counter-financing of terrorism (CFT), as well as other reporting, the pandemic has contributed to significant changes in the financial behavior of governments, businesses, and people in many parts of the world. These changes have also introduced new money laundering and financial fraud risks. For example: Economic uncertainty, characterized by high unemployment, business insolvency, and disruptions in global trade patterns, has mobilized governments around the world to introduce large-scal