[20210913]IF11924_联邦农作物保险计划对自然灾害的支持.pdf

https:/crsreports.congress.gov September 13, 2021Federal Crop Insurance Program Support for Natural DisastersNatural disastersevents such as severe droughts, floods, and stormscan cause crop and animal production losses as well as other physical and financial losses for farm operations. The Federal Crop Insurance Program (FCIP) offers farmers the opportunity to purchase insurance against financial losses caused by certain adverse growing and market conditions. By insuring against adverse growing conditions, FCIP policies may also indemnify farmers for financial losses caused by certain natural disaster events. The extent to which the FCIP indemnifies farmers for losses related to natural disasters depends on the type of disaster, the type of FCIP policy purchased, and the level of coverage selected by the producer. The FCIP is permanently authorized under the Agricultural Adjustment Act of 1938 (P.L. 75-430, 52 Stat. 72) and the Federal Crop Insurance Act of 1980 (P.L. 96-365, 7 U.S.C. 1501 et seq.), as amended. It has permanent, indefinite funding authority. The FCIP does not require a federal disaster designation or declaration to trigger payments. FCIP insurance policies are pr