[20211007]IF10506_社会保障残疾保险（SSDI）.pdf

https:/crsreports.congress.gov Updated October 7, 2021Social Security Disability Insurance (SSDI)Overview Social Security Disability Insurance (SSDI) is part of the Old-Age, Survivors, and Disability Insurance (OASDI) program, commonly known as Social Security. OASDI is a federal social insurance program that provides monthly cash benefits to insured workers and their eligible family members in the event of the workers retirement, disability, or death. Workers obtain insurance protection by working for a sufficient number of years in jobs covered by Social Security. The programs SSDI component provides benefits to nonelderly insured workers who experience severe, work-limiting disabilities and to their eligible spouses and children. As with Old-Age and Survivors Insurance (OASI)Social Securitys retirement and survivors componentbenefits are based on a workers past earnings in covered employment or self-employment. The Social Security Administration (SSA) administers OASDI. Eligibility Requirements To qualify for SSDI, workers must (1) be below Social Securitys full retirement age (FRA), (2) be insured in the event of disability, and (3) meet the statutory definition of disability.